See every result in one go
The same debtor in every state it has filings, side by side with filing counts and locations.
Perfecta
Multi-State UCC & Business Entity Data, all in one search
Live UCC lien search, built for lenders, attorneys and title teams
Watch a debtor across every state you search
Bookmark a debtor once, and Perfecta keeps an eye on it in every covered state where it has filings on record.
See lapse dates before they pass
Keep track of every upcoming lapse across the entities you monitor, plus an email before the window closes.
Simplify your searches and due diligence
Lien searches
Search debtors, secured parties and collateral across every covered state at once.
See coverageDue diligence
Pair UCC filings with official business-entity records before you close.
See coverageMonitoring
Get a weekly digest of any new filings against an entity you monitor.
See plansLapse tracking
See which filings are about to lapse, so continuations never slip by.
See plansCopies & exports
Download filing copies as PDFs and export results to Excel or PDF.
See plansSearch results
Frequently asked questions
What is the UCC?
The Uniform Commercial Code (UCC) is a set of business laws adopted by all 50 states so that commercial transactions are more or less standardized, regardless of which state a business operates in.
Article 9 of the UCC covers secured transactions: it's the part that lets a lender (the "secured party") publicly stake a claim to specific property a borrower (the "debtor") has pledged as collateral for a loan.
That public claim is what a UCC filing actually is. A UCC-1 financing statement is the notice a secured party files to put the world on notice of that claim and protect its priority if the debtor defaults or takes on other debt. A UCC-3 can then be filed to amend, continue, or terminate an existing filing.
For a closer look at the terms you'll actually run into on a filing, see What Is a UCC Filing? A Plain-English Guide to the Terms You'll See.
What is Perfecta?
Perfecta is an aggregator of UCC lien data from official state sources. Rather than you manually searching each state's own database one at a time, Perfecta finds matching debtors, individuals, or secured parties, across multiple states and combines the results into one search, in real time - see our about page for more.
Is this a certified UCC search?
Perfecta is not a substitute for an official certified UCC search. Underlying state data may be incomplete, delayed, or contain errors that originate from the source records themselves. Business names are also not always recorded consistently across filings and search results may be affected by capitalization, punctuation, abbreviations, etc.
For lending, legal, or compliance decisions, obtain a certified search directly from the relevant Secretary of State.
How current and accurate is the data?
Data is pulled live from each state's database and may be incomplete, delayed, or contain errors that originate from the source records themselves. Business names also aren't always recorded consistently across filings (capitalization, punctuation, abbreviations), which can affect search results.
Coverage keeps expanding, and each state's underlying data has its own quirks and update schedule - see full coverage & status.
Is this legal advice?
No. Perfecta provides a quick, informative view into a business's UCC filings and does not replace a certified search.
Consult a qualified attorney for anything relying on the accuracy or completeness of these results.
Still have a question? Email us at support@perfectaucc.com