Blog
Notes on UCC filings and how to search them well.
How a 1940s push for uniform commercial law produced Article 9 - the rulebook behind every UCC filing - and why its design has held up for more than seventy years.
Secured party, debtor, collateral, perfection, lapse - UCC filings come with a vocabulary of their own. Here's what each term actually means and why it matters when you're reading a result.
Every state runs its own UCC search with its own quirks. A partial name that works fine in one state returns nothing in another. Here's how to search so you don't miss a filing.
Perfecta is a search tool that aggregates UCC lien filings and business entity records directly from each state's own database, live, at the time you search - so you can look across states without visiting each one's system individually. It's built for due diligence, underwriting, and anyone who needs a fast first look at what's on file, though it isn't a substitute for an official certified search. Try a search or learn more about Perfecta.